Household expenses are rising and for a lot of people there is the real need to address the balance of income and expenditure. New Zealand consumers are finding themselves in a tighter finance and housing market.
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Interest rates are now the highest they have been in years, many New Zealanders are struggling with being financially overextended, living outside their means and in need of financial assistance and education.

New Zealander are spending $1.14 for every $1 earned.

The Retirement Commission and other government agencies are working to improve financial literacy levels. By understanding where you spend your money means you can then start to plan exactly how you save your money.

BUDGET-TRAK is the first step in you making a commitment to your future financial security – start now and plan for your future.